Square vs. Piggy Bank POS: Which Saves You More?

When choosing a Point-of-Sale system, small business owners often turn to well-known names like Square—but brand recognition doesn’t always equal better value. If you’re serious about cutting costs and improving business operations, it’s time to compare Square with a purpose-built solution: Piggy Bank POS.

Let’s break it down.

💳 Credit Card Processing Fees

This is where the real money difference happens.

Square:

• Charges 2.6% + 10¢ per transaction

• You, the merchant, absorb all processing fees

Piggy Bank POS:

• Includes an automatic Cash Discount Program

• Customers using credit cards pay the fee

• You keep 100% of your sale amount

Monthly Example:
At $25,000/month in card sales:

• With Square: You pay ~$700 in fees

• With Piggy Bank POS: You pay $0

💡 Monthly Costs & Pricing Flexibility

Square:

• “Free” plan is limited

• Add-ons for marketing, inventory, or reporting = added fees

• Can cost $60+/month with upgrades

Piggy Bank POS:

• Simple, flat-rate pricing

• Cash Discounting eliminates processing fees

• More features included out of the box

📞 Support and Setup

Square:

• Mostly online help and forums

• Limited phone support

Piggy Bank POS:

• Dedicated onboarding assistance

• Hands-on training and easy hardware setup

• Personalized service for every account

🚀 Why Piggy Bank POS Wins for Small Businesses

Piggy Bank POS isn’t just a payment processor—it’s a full business platform designed to help you save money and grow. From eliminating card fees to offering built-in loyalty programs and powerful analytics, it provides everything small businesses need without the nickel-and-diming.

You also get features like payment processing, marketing tools, inventory management, CRM, analytics, and more—all in one place.

👉 See how much you could be saving:
👉 www.piggybankpos.com

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